ComboPlus Starter

Overview

The ComboPlus Starter plan provides both drug and dental benefits with recall exams every 9 months. Its Core benefits are slightly different that those of the other Flexcare plans. There are a number of add-on benefits so that you can customize your policy to meet your needs. No medical information is required; your acceptance is guaranteed.

Standard Benefits

Drug Coverage
Coverage includes generic drugs (name brands are allowed, but coverage will be paid for the generic equivalent) and shared dispensing fees to a maximum of $6.50. The following table lists the coverage amounts:

Drug Exclusions
Exclusions include smoking cessation drugs, over-the-counter drugs, fertility drugs, birth control drugs, and drugs not requiring a prescription.
Dental Benefits
Coverage includes fillings, cleanings, scalings, examinations, and polishing, with recall visits every 9 months. The following table lists the coverage amounts:

Included Core Benefits
The ComboPlus Starter plan also includes the following 4 types areas of coverage. Click on each benefit for details.

 

 

Extended Health Care (Starter)
Travel
Accidental Death & Dismemberment (Basic)
Survivor Benefits


Seniors' Adjustment
If you are 65 or older, your ComboPlus Starter drug benefits are as follows:

100% on the first $350 of eligible prescription costs.
Full coverage of reasonable and customary dispensing fees.
Optional Features

 

You may purchase any number of the following 7 optional features for your ComboPlus Starter policy. Click on each benefit for details.

 

Extended Health Care (Enhanced)
Hospital (Basic)
Hospital (Enhanced)
Hospital Cash
LifelineŽ Personal Response Service
Catastrophic Coverage
Accidental Death and Dismemberment (Enhanced)