Travel Insurance - Secure TravelLink Comprehensive Plan

The Secure TravelLink Comprehensive travel plan provides 12 different types of coverage for people travelling outside of Canada for business or pleasure. You can purchase this plan simply by answering some yes or no health questions - you can even get coverage for your current health conditions. Our premiums are among the lowest in Canada. By selecting a higher deductible amount, you can reduce your premiums even further. Explore the family of Secure TravelLink plans and purchase the right coverage for you and your family.

To be eligible, you must be a resident of Canada and covered by a Provincial Government Health Insurance Plan for the entire duration of your trip. If studying abroad, your study period cannot be longer than 30 days during a one-year period. You may pay a premium surcharge to have this eligibility requirement removed.

If you are under 55, there is no deductible for claims. If you are 55 or older, benefits are subject to a deductible of $200 U.S. However, you can pay an extra premium to have this deductible removed or reduced. With the Secure TravelLink Comprehensive plan, you receive the following 12 types of coverage.

Emergency hospital services
Emergency medical services
Emergency air ambulance/Return home
Repatriation
Transportation of a relative
Dental accident
Vehicle return
Out-of-pocket expenses
Child Care Attendant
Return to Original Trip Destination
Meals and Accommodation

Hospital
Provides coverage for a semi-private hospital room and all other necessary hospital expenses when confined as a registered in-patient due to an emergency. Some conditions apply; see your policy for details.

Provides coverage for emergency medical, surgical, or anesthetic services when performed and authorized by a physician or anesthetist. Some conditions apply; see your policy for details.

The following services, supplies or treatment must be emergency-related and supported by a written order from the Attending Physician.

Prescription drugs (limited to a 30-day supply), up to $10,000
X-rays and laboratory services, up to $10,000
Local licensed ambulance services, up to $5,000
Wheelchair rental, crutches, braces and other necessary medical appliances, up to $5,000. Prior approval needed.
Private duty services of a Registered Nurse or Registered Medical Attendant, other than a relative, up to $10,000. Prior approval needed
Prescribed services of a chiropractor and physiotherapist, up to $5,000. Prior approval needed
Some conditions apply; see your policy for details.

If medically required, this benefit provides up to $250,000 for air ambulance and up to $25,000 for a regular flight home to Canada. Prior written approval is needed. Some conditions apply; see your policy for details.

If you become totally disabled or die during your trip, this benefit provides up to $5,000 to return you to Canada ($10,000 for students). Should you die during your trip and your survivors wish to bury you in the visited country, this benefit provides up to $2,500 for burial or cremation expenses. Some conditions apply; see your policy for details.

If you suffer a serious injury or sickness, this benefit provides up to $2,000 for a round-trip economy-class fare for a family member (not travelling with you) to travel to you. An additional $100 each day is provided for the family member's meals and accommodation expenses. Prior written approval is needed. Some conditions apply; see your policy for details.

This benefit provides up to $2,000 for dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident and prior to your return to Canada. Some conditions apply; see your policy for details.

If you suffer a serious injury or sickness, and you or your travelling companion are unable to return your vehicle to Canada, this benefit provides up to $2,000 to return your vehicle home. Likewise, if are unable to return a rental vehicle, this benefit provides up to $2,000 toward the cost of returning the rental vehicle to the agency. Prior written approval is needed. Some conditions apply; see your policy for details.

This benefit provides up to $50 a day to a maximum of $500 for out-of-pocket expenses (ie. telephone, television rental) when you are hospitalized for at least 48 hours as the result of an emergency. Original receipts are required. Some conditions apply; see your policy for details.

This benefit provides up to $50 a day to a maximum of $500 for an attendant (not a relative) to care for your dependent children travelling with you when you are hospitalized for at least 48 hours as the result of an emergency. Some conditions apply; see your policy for details.

If you return home under the Emergency Return Home benefit, and your Attending Physician determines that your medical emergency has been resolved in Canada, this benefit provides up to $10,000 to return you to your original trip destination. The returning trip must be by a one-way economy flight and you must leave Canada before the end of your original coverage period. A recurrence or complication of the condition that caused you to be returned home will not be covered. Prior approval is needed. Some conditions apply; see your policy for details.

If your trip is delayed as the result of an emergency or death (family member, travelling companion or business associate), this benefit provides up to $150 a day to a maximum of $1,500 for reasonable meal and accommodation expenses. Some conditions apply; see your policy for details.