|
Overview
The Trent T-HIP plan provides 15 types
of coverage while you are visiting Canada for business or pleasure. You
can purchase this plan simply by answering some yes or no health questions
- you can even get coverage for your current health conditions. Our premiums
are among the lowest in Canada.
Eligibility
To be eligible, you must be under 65, in
good health, and not covered by a Canadian Provincial Government Health
Insurance Plan. In addition, you must be one of the following:
A temporary resident of Canada
on a student or work visa
A returning Canadian
A landed immigrant
A dependent of one of the above
Benefits
Benefits, unless indicated otherwise, are
payable up to the amount shown in your Provincial Government Schedule
of Benefits, to an overall maximum of $100,000 for any one sickness or
injury. With the Trent T-HIP plan for visitors to Canada, you receive
the following 15 types of coverage. Some conditions apply; see your policy
for details:
Hospital
Physical Examination
Physician
Surgical & Anesthetic Services
Ambulance
Diagnostic,
X-Rays, and Laboratory Services
Maternity Benefit
Chiropractor,Physiotherapist, Podiatrist, and Osteopath
Optometrist
Psychiatrist
Dentist (in Hospital)
Emergency Return
Home
Repatriation
Out-of-Province
Benefit
Automatic
Extension of Coverage
Hospital
Provides up to $100,000 for standard-ward accommodation and all other
hospital expenses when necessary. Semi-private or private room accommodation
is covered when deemed medically necessary by the Attending Physician.
Provides for one physical examination
every 12 months, provided your policy has been in effect for 6 months
with no lapse in coverage.
Surgical & Anaesthetic Services
Provides up to $100,000 for surgical and anesthetic services performed
by a physician, surgeon, or anesthetist as the result of sickness or injury.
Ambulance
Provides for the cost of a land or in-province air ambulance when medically
necessary. A $45 deductible applies.
Diagnostic, X-rays, & Laboratory Services
Provides up to $100,000 for necessary X-rays and laboratory
services ordered by a physician.
Maternity Benefit
Provides 80% coverage of expenses for childbirth, pregnancy, miscarriage,
or related complications. Available only when you have a family T-HIP
policy with no lapse in coverage, and the pregnancy begins after you purchased
your policy. Note: the newborn infant(s) is not covered under this policy,
unless you apply for and receive written approval from Trent Health.
Chiropractor,
Physiotherapist, Podiatrist & Osteopath
Provides up to $500 for the necessary services of a licensed chiropractor,
physiotherapist, podiatrist, and osteopath.
Optometrist
Provides for one registered Optometrist examination every
24 months, provided your policy has been in effect for 6 months with no
lapse in coverage.
Psychiatrist
Provides for Psychiatrist visits when referred by the attending physician,
with a maximum of 1 hour a week, up to 10 visits every 12 months. Coverage
begins once you have had your policy for 6 months with no lapse in coverage.
Dentist
(in Hospital)
Provides for necessary dental procedures when performed in a hospital.
Emergency Return Home (for Temporary Residents)
Provides up to $25,000 to transport you to your original
country of residence for immediate medical attention following a new sickness
or injury. This benefit provides for one-way economy fare, accommodation
for a stretcher, and a medical attendant.
Repatriation (for
Temporary Residents)
Provides up to $3,000 to return you to your original country of residence
by regular flight, if you become totally disabled as the result of a new
sickness or injury requiring more than 48 hours of hospitalization. In
the event of your death, this benefit provides up to $3,000 to return
you to your original country of residence; or up to $1,500 toward the
cost of your burial or cremation in Canada.
Out-of-Province Benefit
Provides up to $3,000 when you require medical services
in a different Canadian Province from your principal residence. When you
travel within Canada, hospital services are payable as described in the
Hospital benefit above.
Automatic Extension of Coverage
Coverage under this policy is automatically extended for
up to 72 hours for FREE if your trip is delayed for reasons beyond your
control, such as sickness, injury, or carrier delay. You must provide
acceptable proof supporting the cause for delay.
|
