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TERM LIFE INSURANCE Term Insurance is the least expensive form of life insurance. Term insurance provides protection during 5 year, 10 year, or 20 year terms. In addition, these plans may be renewed for additional terms or converted to permanent life insurance plans. We have a term plan offering up to $250,000 that only requires you to answer a few simple health questions. Other term plans listed here offer up to $5,000,000. Advantages of Family Life Insurance Services Term Insurance Plans: 100% tax-free in Canada |
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Non - Medical 
| Answer yes or no to a few simple health questions and purchase 10 years of coverage from $25,000 to $250,000 in coverage. Premiums for this plan are among the lowest in Canada and will not increase during the 10 year term. You can renew this coverage, or convert it to a permanent life insurance plan. Available to those 18 to 65. |
Preferred
| With our preferred policies, applicants are classified based on gender, health, lifestyle and overall tobacco use. The majority of applicants qualify for our best rates. |
Preferred 5 Year Plan
| Purchase inexpensive, renewable, and convertible coverage for 5 years from $50,000 to $5,000,000. Our premiums for this plan are among the lowest in Canada. Available to those aged 18 to 70. |
Preferred 10 Year Plan
| Purchase inexpensive, renewable, and convertible coverage for 10 years from $50,000 to $5,000,000. This plan has an indexing option that increases the death benefit each policy year. Available to those 18 to 70. |
Preferred 20 Year Plan
| Purchase inexpensive, renewable, and convertible coverage for 20 years from $50,000 to $5,000,000. Our premiums for this plan are among the lowest in Canada and they will not increase for the first 20 years. Available to those 18 to 65. |
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